:root{--bg:#f5f6f8;--surface:#fff;--surface-2:#f0f2f5;--line:#e4e7ec;--text:#15181d;--sub:#565d6a;--faint:#697080;--brand:#1f4fd1;--brand-ink:#fff;--brand-soft:#e8eefc;--shadow:0 1px 2px rgba(16,24,40,.04),0 2px 6px rgba(16,24,40,.05);--pop:0 12px 32px rgba(16,24,40,.14)}
[data-theme="dark"]{--bg:#0e1014;--surface:#161920;--surface-2:#1d2129;--line:#282d36;--text:#eceef2;--sub:#a7adb8;--faint:#9aa1ac;--brand:#7ea3ff;--brand-ink:#0e1014;--brand-soft:rgba(126,163,255,.13);--shadow:none;--pop:0 12px 32px rgba(0,0,0,.5)}
[data-cat="pay"]{--c:#2f5bd3}[data-cat="leave"]{--c:#7a4fd6}[data-cat="tax"]{--c:#0f8b6d}[data-cat="finance"]{--c:#d0561b}[data-cat="realestate"]{--c:#b04a8c}[data-cat="business"]{--c:#a86f12}[data-cat="life"]{--c:#1f87a8}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;background:var(--bg);color:var(--text);font-family:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Noto Sans KR",sans-serif;font-size:15px;line-height:1.55;-webkit-font-smoothing:antialiased;word-break:keep-all}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit}

.top{position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--surface) 88%,transparent);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.bar{max-width:1120px;margin:0 auto;height:60px;padding:0 20px;display:flex;align-items:center;gap:20px}
.brand{display:flex;align-items:center;gap:9px;flex-shrink:0}
.mark{width:30px;height:30px;flex-shrink:0;color:#1f4fd1}[data-theme="dark"] .mark{color:#4f7cff}
.brand-name{font-size:19px;font-weight:800;letter-spacing:-.03em}
.nav{display:flex;gap:2px;margin-left:8px;overflow:hidden}
.nav a{padding:7px 10px;border-radius:8px;font-size:14px;color:var(--sub);white-space:nowrap}
.nav a:hover{background:var(--surface-2);color:var(--text)}
.icon-btn{margin-left:auto;width:38px;height:38px;border-radius:10px;border:1px solid var(--line);background:var(--surface);display:grid;place-items:center;cursor:pointer;color:var(--sub)}
.icon-btn:hover{color:var(--text);border-color:var(--faint)}
.theme-sun{display:none}[data-theme="dark"] .theme-sun{display:block}[data-theme="dark"] .theme-moon{display:none}

main{max-width:1120px;margin:0 auto;padding:0 20px}
.hero{padding:56px 0 30px}
.eyebrow{margin:0;font-size:13px;font-weight:700;color:var(--brand)}
.hero h1{margin:10px 0 14px;font-size:clamp(30px,5vw,46px);line-height:1.2;letter-spacing:-.035em;font-weight:800}
.lead{margin:0;max-width:580px;color:var(--sub);font-size:16px;line-height:1.7}

.search{position:relative;max-width:660px;margin-top:26px;display:flex;align-items:center;background:var(--surface);border:1.5px solid var(--line);border-radius:14px;box-shadow:var(--shadow);transition:border-color .15s,box-shadow .15s}
.search:focus-within{border-color:var(--brand);box-shadow:0 0 0 4px var(--brand-soft)}
.search-icon{display:grid;place-items:center;padding-left:16px;color:var(--faint)}
.search input{flex:1;min-width:0;border:0;background:transparent;color:var(--text);font:inherit;font-size:16px;padding:16px 12px;outline:none}
.search input::-webkit-search-cancel-button{display:none}
.search input::placeholder{color:var(--faint)}
.search button[type=submit]{margin:6px;height:44px;padding:0 20px;border:0;border-radius:10px;background:var(--brand);color:var(--brand-ink);font-weight:700;cursor:pointer}
.suggest{position:absolute;top:calc(100% + 6px);left:0;right:0;z-index:50;margin:0;padding:6px;list-style:none;background:var(--surface);border:1px solid var(--line);border-radius:12px;box-shadow:var(--pop);max-height:430px;overflow:auto}
.suggest a{display:grid;grid-template-columns:1fr auto;column-gap:12px;padding:10px 12px;border-radius:8px}
.suggest strong{font-size:15px;font-weight:650}
.suggest span{grid-column:1;font-size:13px;color:var(--sub)}
.suggest small{grid-column:2;grid-row:1/3;align-self:center;font-size:12px;color:var(--faint)}
.suggest li.active a,.suggest a:hover{background:var(--surface-2)}
.suggest .empty{padding:14px 12px;font-size:14px;color:var(--sub)}
.chips{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:16px}
.chips span{font-size:13px;color:var(--faint);margin-right:2px}
.chips a{font-size:13px;padding:6px 12px;border-radius:999px;background:var(--surface);border:1px solid var(--line);color:var(--sub)}
.chips a:hover{border-color:var(--brand);color:var(--brand)}

.cat-icon{flex-shrink:0;width:40px;height:40px;border-radius:11px;display:grid;place-items:center;color:var(--c);background:color-mix(in srgb,var(--c) 11%,transparent)}
[data-theme="dark"] .cat-icon{color:color-mix(in srgb,var(--c) 55%,#fff);background:color-mix(in srgb,var(--c) 22%,transparent)}
.cats{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:6px 0 44px}
.cat{display:flex;align-items:center;gap:12px;padding:14px 16px;background:var(--surface);border:1px solid var(--line);border-radius:14px;transition:border-color .15s,transform .15s}
.cat:hover{border-color:color-mix(in srgb,var(--c) 50%,var(--line));transform:translateY(-1px)}
.cat-text{display:flex;flex-direction:column;min-width:0}
.cat-text strong{font-size:15px;font-weight:700}
.cat-text span{font-size:13px;color:var(--sub);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.cat-count{margin-left:auto;font-size:13px;color:var(--faint);font-variant-numeric:tabular-nums}

.section-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:14px}
.section-head h2{margin:0;font-size:20px;font-weight:750;letter-spacing:-.02em}
.section-head p{margin:0;font-size:14px;color:var(--sub)}
.more{font-size:14px;font-weight:600;color:var(--brand);white-space:nowrap}

.season{margin-bottom:40px}
.season-list{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0;padding:0;list-style:none}
.season-list a{display:block;height:100%;padding:15px 16px;background:var(--surface);border:1px solid var(--line);border-radius:12px}
.season-list a:hover{border-color:var(--faint)}
.season-list strong{display:flex;align-items:center;gap:8px;font-size:15px;font-weight:700}
.season-list strong::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--c)}
.season-list span{display:block;margin-top:4px;font-size:13px;color:var(--sub)}

.ad{margin:0 0 40px;text-align:center}
.ad-label{display:block;font-size:11px;color:var(--faint);margin-bottom:4px}

.directory{margin-bottom:40px}
.dir{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:18px 20px 12px;margin-bottom:12px}
.dir-head{display:flex;align-items:center;gap:10px;margin-bottom:8px}
.dir-head .cat-icon{width:32px;height:32px;border-radius:9px}
.dir-head h2{margin:0;font-size:17px;font-weight:750}
.dir-count{margin-left:auto;font-size:13px;color:var(--faint)}
.dir-list{display:grid;grid-template-columns:repeat(3,1fr);gap:2px 12px;margin:0;padding:0;list-style:none}
.dir-list a{display:block;padding:9px 10px;border-radius:10px}
.dir-list a:hover{background:var(--surface-2)}
.dir-list strong{display:block;font-size:14.5px;font-weight:600}
.dir-list span{display:block;font-size:13px;color:var(--faint)}

.guides{margin-bottom:36px}
.guide-list{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:0;padding:0;list-style:none}
.guide-list a{display:block;padding:13px 16px;background:var(--surface);border:1px solid var(--line);border-radius:12px;font-size:14.5px}
.guide-list a:hover{border-color:var(--brand)}

.trust{margin-bottom:40px;padding:22px 24px;background:var(--surface-2);border:1px solid var(--line);border-radius:16px}
.trust h2{margin:0 0 6px;font-size:17px}
.trust p{margin:0;max-width:760px;font-size:14px;color:var(--sub);line-height:1.75}
.trust-links{display:flex;flex-wrap:wrap;gap:16px;margin-top:12px}
.trust-links a{font-size:14px;font-weight:600;color:var(--brand)}

.foot{border-top:1px solid var(--line);background:var(--surface)}
.foot-inner{max-width:1120px;margin:0 auto;padding:28px 20px 36px}
.foot p{margin:0 0 6px;font-size:13px;color:var(--sub)}
.foot strong{color:var(--text)}
.foot-links{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:12px}
.foot-links a,.foot-links button{font-size:13px;color:var(--sub);background:none;border:0;padding:0;cursor:pointer}
.foot-links a:hover,.foot-links button:hover{color:var(--text)}

@media(max-width:1000px){.nav{display:none}.cats{grid-template-columns:repeat(3,1fr)}.season-list{grid-template-columns:repeat(2,1fr)}.dir-list{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){
  main{padding:0 16px}.bar{padding:0 16px}
  .hero{padding:32px 0 22px}
  .lead{font-size:15px}
  .search input{font-size:16px;padding:14px 8px}
  .search button[type=submit]{padding:0 14px;height:40px}
  .cats{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;margin:0 -16px 34px;padding:0 16px 4px;scrollbar-width:none}
  .cats::-webkit-scrollbar{display:none}
  .cat{flex:0 0 auto;min-width:220px;scroll-snap-align:start}
  .season-list,.dir-list,.guide-list{grid-template-columns:1fr}
  .dir{padding:16px 14px 8px}
  .section-head{flex-direction:column;gap:4px}
}

[hidden]{display:none!important}

/* 히어로 빠른 계산 카드 */
.hero{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:center}
.quick{padding:22px 22px 18px;background:var(--surface);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow)}
.quick-eyebrow{margin:0;font-size:12px;font-weight:700;color:var(--brand)}
.quick h2{margin:4px 0 14px;font-size:19px;font-weight:750;letter-spacing:-.02em}
.quick-form{display:grid;gap:6px}
.quick-form label{font-size:12.5px;font-weight:600;color:var(--sub);margin-top:4px}
.quick-input{display:flex;align-items:center;border:1px solid var(--line);border-radius:10px;background:var(--surface-2)}
.quick-input:focus-within,.quick-form select:focus{border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-soft)}
.quick-input input{flex:1;min-width:0;border:0;background:transparent;padding:11px 12px;font:inherit;font-size:16px;color:var(--text);outline:none}
.quick-input span{padding-right:12px;color:var(--sub);font-size:14px}
.quick-form select{padding:11px 12px;border:1px solid var(--line);border-radius:10px;background:var(--surface-2);font:inherit;font-size:15px;color:var(--text);outline:none}
.quick-form button{margin-top:10px;height:46px;border:0;border-radius:11px;background:var(--brand);color:var(--brand-ink);font-weight:700;font-size:15px;cursor:pointer}
.quick-out{margin-top:12px;padding:14px;border-radius:12px;background:var(--brand-soft)}
.quick-out strong{display:block;font-size:26px;font-weight:800;letter-spacing:-.02em;color:var(--brand)}
.quick-out span{font-size:13px;color:var(--sub)}
.quick-more{display:inline-block;margin-top:12px;font-size:13.5px;font-weight:600;color:var(--brand)}
.quick-note{margin:6px 0 0;font-size:12px;color:var(--faint)}
.recent-links{display:contents}

/* 카테고리 목록 접기 */
.dir:not(.open) .dir-list li:nth-child(n+7){display:none}
.dir-more{display:block;width:100%;margin:6px 0 6px;padding:10px;border:1px dashed var(--line);border-radius:10px;background:transparent;color:var(--sub);font-size:13.5px;font-weight:600;cursor:pointer}
.dir-more:hover{border-color:var(--faint);color:var(--text)}

@media(max-width:1000px){.hero{grid-template-columns:1fr;gap:24px}.quick{max-width:560px}}

@media(max-width:640px){
  .hero{padding:24px 0 20px;gap:0}
  .hero h1{font-size:28px;line-height:1.3;margin:8px 0 10px}
  .lead{font-size:15px;line-height:1.65}
  .search{margin-top:18px}
  .chips{gap:6px;margin-top:12px}
  .chips a{padding:8px 10px;min-height:36px}
  .cats{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;overflow:visible;margin:0 0 24px;padding:0}
  .cat{min-width:0;padding:12px 10px;gap:7px;min-height:60px}
  .cat .cat-icon{width:28px;height:28px;border-radius:8px}
  .cat-text strong{font-size:14px;line-height:1.4}
  .cat-text span{display:none}
  .cat-count{font-size:12px}
  .directory{margin-bottom:24px}
  .dir{padding:16px 12px 10px;scroll-margin-top:76px}
  .dir-head{margin-bottom:8px}
  .dir-list a{padding:13px 8px;min-height:70px}
  .dir-list li+li{border-top:1px solid var(--line)}
  .dir-list strong{font-size:16px;line-height:1.5;font-weight:650}
  .dir-list span{font-size:14px;line-height:1.6;color:var(--sub);margin-top:3px}
  .dir-more{min-height:44px;font-size:14px;border-style:solid;background:var(--surface-2)}
  main>.quick{max-width:none;margin-bottom:28px}
  .season-list span{font-size:14px;line-height:1.6}
  .guide-list a{font-size:15px;line-height:1.65}
}